Builder Developer Services
Whether a builder needs capital to expand the footprint or a developer needs capital to extend their pipeline, our team has the solution.
Our Builder/Developer Team
Consider us the air-traffic controllers for small to mid-sized builders and developers! We are the connectors and providers for builders and developers to gain the access they need to grow. Whether a builder needs capital to expand the footprint or a developer needs capital to extend their pipeline, our team has the solution. Through our private connections with our Connected Investors (WHG Syndications), private equity (Capital Investor Partners) or our extensive organic network, we can provide the capital, investment structure or land needed to put deals together. Our creative structures work when traditional avenues are dead ends. Through the capital resources and land opportunities we can facilitate, we light up the runway for our clients to allow them to grow their businesses to the next level. Their achievements lead to success for our Connected Investors & Capital Partners as a whole, benefiting our Private Client Group.
Project funding for small to mid-level builders and developers
Builder Vertical Contruction Loan Program
- Borrowers – Builders, or Investors with experience General Contractors
- Projects – Spec financing for single family residence detached/attached, multi-family, and townhomes.
- Loan Terms – Up to $1,500,000 loan amount per unit, 70% loan to value. Or, 80% loan to cost with 6, 9, 12 and 18 month loans. Extensions available case by case.
- Interest Reserves – Available for the full term of the loan.
- Loan Terms – Up to $1,500,000 loan amount per unit, 70% loan to value. Or, 80% loan to cost with 6, 9, 12 and 18 month loans. Extensions available case by case.
- Interest Reserves – Available for the full term of the loan.
- Starts allowed – Up to 8 starts. More than 8 is considered on a case-by-case basis
- Construction draws – Multiple draws per month
- Closing – Within two weeks
- Interest – as low as 8%
- Loan fees – as low as 2%
Land/Lot Purchase Loan
- Borrowers – Builders, or Investors with experience General Contractors
- Eligible Properties – Legal lots with individual parcel numbers. Zoning must permit SFR detached/attached, or townhomes.
- Utilities access – Developed lots must have legal access to all utilities, including: water or existing well with water pot ability report (within 90 days), power, sewer, septic (approved septic design), road and easements in finished condition.
- Loan Terms – Up to $400,000 loan amount per lot with 65% Loan-to-value
- Interest reserves – not allowed
- Max number of lots – up to 8, more than 8 considered case by case.
- Interest rate – As low as 10%
- Loan fees – as low as 2%